• 20% down payment eliminates PMI requirement
• Include all costs for accurate monthly payment
• Compare 15-year vs 30-year loan options
Enter mortgage details to calculate payments
Get complete PITI breakdown and affordability analysis
Calculate your complete monthly payment including Principal, Interest, Taxes, Insurance, PMI, and HOA fees for accurate budgeting.
Get income recommendations based on the 28% housing cost rule and understand if you can afford the mortgage payment.
Automatic PMI calculation for down payments under 20% and timeline for when you can remove PMI based on equity building.
Plan your home purchase with detailed cost breakdowns, payment timelines, and long-term financial impact analysis.
A complete mortgage payment typically includes Principal & Interest (P&I), Property Taxes, Home Insurance, and potentially PMI (Private Mortgage Insurance) and HOA fees. This is often called PITI.