Free Retirement Calculator

Retirement Calculator

Free & Comprehensive - Plan your retirement with detailed analysis including Social Security, employer matching, and readiness scoring

Retirement Planning Details

Retirement Tips:

• Start early to maximize compound growth

• Take advantage of employer 401(k) matching

• Consider catch-up contributions if 50+

Retirement Analysis

Enter your details to analyze retirement readiness

Get personalized savings recommendations and projections

Why Use Our Retirement Calculator?

Comprehensive Analysis

Complete retirement planning including Social Security, employer matching, inflation adjustment, and readiness scoring for informed decisions.

Milestone Tracking

Track your progress against age-based savings milestones and get guidance on contribution limits and catch-up opportunities.

Gap Analysis

Identify savings shortfalls and get specific recommendations on additional monthly savings needed to reach your retirement goals.

Income Replacement Planning

Project your retirement income and ensure it meets your lifestyle needs with customizable income replacement targets.

Frequently Asked Questions

Financial experts recommend saving 10-15% of your income for retirement. The general rule is to have 10x your annual income saved by retirement age, with milestones along the way.